Long Term Care
Coverage for in-home care, assisted living, and nursing care — protecting your retirement assets.
For: Typically 50–75 · Planning ahead for future care needs
Overview
What’s included in Long Term Care
Long Term Care (LTC) coverage pays for the help most of us will eventually need — bathing, dressing, mobility, memory care — that health insurance and Medicare simply don't cover. Modern hybrid policies combine LTC benefits with a life insurance benefit, so if you never need care your family still receives a tax-free payout. The right time to buy is while you're still healthy.
- In-home care, assisted living & nursing facility
- Traditional LTC or hybrid life/LTC policies
- Protect retirement assets and family
- Tax-qualified options available
Frequently asked
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