Final Expense
Simplified-issue whole life to cover funeral costs and final bills — no medical exam.
For: Typically 50–85 · Anyone wanting to protect loved ones
Overview
What’s included in Final Expense
Final Expense (sometimes called burial or funeral insurance) is whole life insurance built to cover end-of-life costs — funeral, casket or cremation, medical bills, small debts — without burdening your family. There's no medical exam, just a few health questions. The premium and benefit are locked in for life. Your beneficiary receives the money tax-free, typically within a few business days.
- $5,000 – $50,000 coverage amounts
- No medical exam — simplified health questions
- Fixed premium that never increases
- Beneficiary receives tax-free cash
Frequently asked
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